P&C – Personal
Home, MH, Renters, Auto, Rec Vehicles, Life, Umbrella.
- Home • Manufactured Home • Renters
- Auto
- Recreational: RVs, travel trailers, ATVs, boats, motorcycles
- Life
- Umbrella
Independent coverage for real people.
Home, auto, life, commercial — I shop multiple carriers to match your situation, not force you into a box. Local service, fast responses, straight answers.
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Coverage I Offer
I’m currently licensed in MT, WA, ID, ND, AZ & TN. Availability may vary by location and carrier. As I expand licensure, I’ll offer more options to more clients.
P&C – Commercial
Protection for your business, tools, and vehicles.
- BOP (Business Owners Policy) • General Liability
- Contractor Tools/Equipment
- Commercial Auto
- Employee Benefits & Life
- Commercial Umbrella
- Surety (varies by market)
Life Insurance
Plans for income protection, legacy, and final expenses.
- Term: 10 / 20 / 30 year
- Mortgage Protection
- Whole Life
- Universal (Fixed & Indexed IULs)
- Burial / Final Expense
Flood & Catastrophe
Location-specific options (varies by state/market).
- Flood
- Earthquake — WA only (currently)
- Tornado — TN only (currently)
Pets
Coverage for your four-legged coworkers.
- Accident & Illness
- Wellness (varies by carrier)
Other Coverage / Specialty Lines
Hard-to-place and niche needs.
- Drone Liability & Hull
- Parametric Weather
- Collectables / Valuables
- Home Warranty
- Auto Warranty & Vehicle Service Contracts (VSCs)
Coverage availability and eligibility vary by location and carrier. JBIS currently operates in
MT, WA, ID, ND, AZ & TN. As licensure expands, additional options will be available.
Want to see who I can place you with? View carrier list.
Request a quote
Tell me what you’re trying to protect — home, auto, life, commercial, or pets — and I’ll shop carriers to find the best fit.